Meglévő nyugdíjszámlák átalakítása kriptográfiaivá | Bitcoin IRA

Once investors decide to diversify their retirement portfolios by investing in cryptocurrency, the next step is to determine the best way to fund this new retirement endeavor.

A önirányított IRA (SDIRA) is a viable option for investors to consider and they can get started by either opening a new account or converting an existing retirement account.

Mi az az önirányított IRA?

A self-directed IRA varies from a traditional IRA in that investors have more flexibility in the types of investments they choose to make. With an SDIRA, you have the choice to fund it with nem hagyományos eszközök, like crypto, through a custodian or broker. Since cryptocurrency investing is not yet considered a “traditional” investment method, investors may choose to open a self-directed IRA to invest in cryptocurrencies. Meanwhile, it’s important to note that investment advice is no something provided by the self-directed gondnok.

Non-traditional investment vehicles—including crypto, real estate, private equity and gold—offer investors ways to diversify their portfolios away from hagyományos eszközök, like stocks and bonds. While a bit more exciting, these investment options may be highly volatile and also come with their own set of risks and rules.

The risks include how investors megért self-directed IRAs, in addition to the account holder’s szakvélemény in what and how they choose to invest their funds. The szabályok are too numerous to list here, but many can megsemmisít the account’s tax-advantaged status. For example, if the IRS finds out you painted a wall in an apartment building owned by your IRA rather than hiring someone, you may have likely engaged in a prohibited transaction.

Investors may also want to avoid the risks of korai kivonások that come with cryptocurrency investing; despite how tempting it may seem to cash out early after seeing profits.

How to Convert Your Retirement Account to Invest in Cryptocurrency

For investors ready to convert existing IRAs, the first step is to find a qualified custodian, mint Bitcoin IRA that offers the investing products they seek for investing in cryptocurrency. Next, identify the type of retirement account you have or the one you would like to open.

The primary differentiator between account types is hogyan they are taxed. Investors have the option to choose between a Roth or hagyományos IRA. The funds deposited into a Roth IRA are taxed before they enter the account, while the funds in a traditional IRA are taxed upon withdrawal.

Investors can choose to utilize either type of IRA. Furthermore, investors who decide on a self-directed Roth IRA should be aware that they may be required to Fizet adók if the funds are converted from a traditional IRA. It is wise to consult with a tax professional before converting funds to a new account type.

Után contacting the new retirement account custodian with your information to start the conversion process, the account should be ready for you to fund it and to begin befektetés kriptovalutában.

Find a Cryptocurrency-Friendly Retirement Account  

To safely invest in crypto with your self-directed IRA, look for a platform based in the United States that offers custody insurance¹ and cutting-edge security². Bitcoin IRA* provides customers in all 50 states with more than 60 cryptocurrency investing choices through easy-to-use mobile and web-based platforms.

It’s the world’s first and most trusted crypto IRA platform that offers 24/7 trading and allows users to buy, sell and swap their cryptocurrencies with their self-directed retirement accounts. Visit BitcoinIRA for more information today.

²A biztonság a kiválasztott eszköztől és a rendelkezésre álló letétkezelési megoldástól függően változhat.

*Alternative IRA Services, LLC A dba Bitcoin IRA egy olyan platform, amely a fogyasztókat képesített letétkezelőkkel, digitális pénztárcákkal és kriptovaluta tőzsdékkel köti össze. A cég nem letétkezelő, nem digitális pénztárca és nem tőzsde. A Bitcoin IRA-n keresztül feldolgozott öncélú vásárlásokat nem hagyta jóvá az IRS vagy bármely kormányzati vagy szabályozó ügynökség. A Bitcoin IRA nem tanácsadó. A weboldalon található információk kizárólag oktatási célokat szolgálnak. Javasoljuk, hogy konzultáljon tanácsadóval vagy szakemberrel annak eldöntésére, hogy a Bitcoin IRA van-e értelme az Ön számára. A kriptovaluták nagyon spekulatívak és nagy kockázattal járnak. A weboldal használatával Ön tudomásul veszi, hogy a közölt információk kizárólag tájékoztatási célokat szolgálnak, és beleegyezik, hogy betartja Felhasználási feltételeinket és Adatvédelmi szabályzatunkat.

Ajánlott cikkek: Why Investors Bank on Bitcoin Instead of Social Security

Útmutató a kriptovalutákhoz a Roth IRA-ban