Top 30 Open Banking Influencers for India 2022 PlatoBlockchain Data Intelligence. Vertical Search. Ai.

Top 30 Open Banking Influencers for India 2022

Anupam Bagchi, Founder of Upswing Financial Technologies

Anupam Bagchi

Anupam Bagchi is the founder of Upswing Financial Technologies, an open finance business-to-business (B2B) ecosystem enabler. Upswing specializes in offering differentiated financial products and empowering financial institutions with greater reach through an API platform, enabling consumer companies to integrate directly with banks to provide financial services to their customers.

Prior to founding Upswing, Anupam was the chief business officer at neobank Jupiter, and worked at Standard Chartered Bank as well as Axis Bank.

Anuradha Ramachandran, Director of Flourish

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Anuradha Ramachandran

With extensive experience in early-stage venture capital investing, Anuradha Ramachandran is an investments director at Flourish, fielding new investment opportunities in India and helping to manage the fund’s portfolio in the country.

Prior to joining Flourish, Anuradha worked at Omidyar Network between 2012 and 2018, focusing on financial services for several years. Before that, she spent seven years at VentureEast, an early-stage venture capital fund, where she made a number of successful investments across sectors spanning financial services, clean tech, enterprise software, IT services, supply chain, and group buying. Previously, she was an investment banker at Lazard India, where she focused on the life sciences and consumer products sectors.

Anurag Sinha, Co-founder & CEO of FPL Technologies

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Anurag Sinha

Anurag Sinha is the co-founder and CEO of FPL Technologies, a fintech startup specializing in consumer credit. FPL Technologies provides OneScore, a digital credit score platform offering free credit score checks and personalized insights, and OneCard, a credit card that works alongside a mobile app to allow customers to lock their card, manage their features and active services, pay their bills, and more.

Prior to co-founding FPL Technologies, Anurag co-founded Walnut, a personal finance mobile app that automatically track spends, bank and card balances, peer-to-peer (P2P) and bill payments, and split expenses, and spent 14 years at ICICI Bank where he led business roles in cards, payments and unsecured lending.

Hemant Vishnoi, Founder of EnKash

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Hemant Vishnoi

Hemant Vishnoi is the founder of EnKash, a corporate cards and spend management platform. EnKash offers a range of corporate cards from managing purchases like supplier, utility and tax payments, expenses like travel and entertainment, digital marketing or cloud payments, to payroll and petty cash to employee benefits like meal vouchers to gift cards for partners.

Prior to founding EnKash, Hemant worked at renowned firms and banking institutions like First Data, ICICI Bank, and MoneyGram, as well as startups like Nomarks, Citrus Payments Solutions and PayU.

Jitendra Gupta, Founder & CEO of Jupiter

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Jitendra Gupta

Jitendra Gupta is the founder and CEO of Jupiter, a neobanking product operated by Amica Financial Technologies, where he aims to create a mobile-first banking experience for Indian millennials.

Prior to Jupiter, Jitendra was the founder of Lazypay, the managing director of PayU, and the founder of Citrus Payments Solutions, a leading digital payments company in India that was later sold to Naspers for US$130 million.

Jitendra has more than 16 years of work experience in banking and financial services and is considered an expert in the payments industry. Prior to Citrus Payments, he worked with ICICI bank for 7 years where he was part of the founding team of the retail cross-sell and investment banking division in the bank.

Monish Anand, Founder & CEO of Myshubhlife

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Monish Anand

Monish Anand is the Founder & CEO of MyShubhLoans, a digital lending and savings platform with
a focus on the retail segment. They offer products like Personal Loans, Earned Wages, Investments, Insurance, Tax Filing and Bill Payments. MyShubhLoans is backed by Gojo & Company, Patamar Capital, Omidyar Network, Saama Capital and SRI Capital. Prior to this, Monish worked in financial institutions like Citibank, BNP Paribas, Standard Chartered, ING Investment Management Dhanlaxmi Bank as well as founded Exceed Support Services providing business process management services like collections, retention, cross and upselling, etc. He completed his education from St. Thomas & IFIM.

Munish Bhatia, Co-founder of Finvu

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Munish Bhatia

Munish Bhatia started his career as a software engineer, following which he moved to HSBC and then Barclays. With immense banking experience, he co-founded Finvu, an NBFC Account Aggregator which is easing the sharing of trusted data between customers and Banks/NBFCs, thus expanding the scope of
lending. Munish completed his education from University of Mumbai and California State University, Fresno.

Nigel Morris, Co-founder & Managing Partner of Qed Investors

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Nigel Morris

Nigel Morris co-founded QED Investors, a fintech venture capital platform. They have previously invested in unicorns like Credit Karma, NuBank, Avant, SoFi, Klarna and more. With respect to the Indian open banking ecosystem, they have backed Jupiter, FPL Technologies and Upswing, the founders of which have been mentioned in this list for their impact. Prior to this, he co-founded Capital One, a Bank Holding Company. Nigel completed his Bachelors at University of East London and then pursued his MBA at from London Business School.

Nilufer Mullanfiroze, Head of Banking of Groww

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Nilufer Mullanfiroze

Nilufer Mullanfiroze is the Head of Banking in Groww. Having worked in Standard Chartered Bank, Federal Bank as well as an NBFC IndoStar Capital Finance, she has a wealth of knowledge in retail banking. Nilufer also spearheaded multiple neobanking initiatives and innovative lending products. Federal Bank has partnered with Jupiter, Fi and OneCard as well. She completed her education at Narsee Monjee and Sydenham College of Management Studies.

Paroma Chatterjee, CEO- India of Revolut India

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Paroma Chatterjee

Paroma Chatterjee is the CEO of Revolut India. Revolut is a global neobank which offers services to both retail and SME customers, and is amongst the most valuable fintechs in the world. With 18+ years of experience, Paroma has worked to drive business across different domains of Financial Services, Telecom and eCommerce. She was previously Lendingkart’s Chief Business Officer. She has also held senior executive roles at Airtel Money, Flipkart and Via.com. Paroma completed her education from St. Xavier’s, Kolkata and IIM Lucknow.

Rajat Agarwal, Managing Director of Matrix Partners India

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Rajat Agarwal

Rajat Agarwal is a Managing Director at Matrix Partners India. He finished his education from IIT Delhi and ISB, after which he joined McKinsey. Rajat also spent time helping his family business, a Delhi based SME, where he gained practical experience in operations, sales and marketing. At Matrix, Rajat focuses on Fintech, Consumertech and Healthcare. He has backed Razorpay, OneCard and Jupiter, all of which are immensely successful open banking entities.

Ramanathan RV, Co-founder & CEO of Hyperface

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Ramanathan RV

Ramanathan RV is the Co-founder of Hyperface. Hyperface is a Credit Card-as-a-Service platform that aims to help businesses integrate financial products into their mobile apps. It is backed by Kunal Shah, Better Capital, GFC and others. Prior to this, Ramanathan had co-founded Juspay in 2012. In the past, he has worked at Amazon and BankBazaar. He completed his education from NIT Tiruchirappalli.

Rahul Raj, Co-founder & CEO of Flobiz

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Rahul Raj

Rahul Raj is the Founder & CEO of Flobiz, and is a serial entrepreneur. He previously founded Koinex, a cryptocurrency exchange as well as an online food delivery business within his college campus. With Flobiz, Rahul is disrupting and digitizing everyday business for SMEs, a segment which has received minimal focus till recently. Flobiz is backed by marquee investors like Sequoia Capital, Elevation Capital, Greenoaks Capital, Beenext and Think Investments and has received USD 44 M in funding till date.

Rajeev Ahuja, Head- Strategy of Axis Bank

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Rajeev Ahuja

Rajeev Ahuja is the Head- Strategy of RBL Bank, and has over 30 years of experience in the financial services industry. RBL Bank has partnered with multiple fintechs such as Razorpay to offer banking services. In the course of his tenure in the banking industry, Rajeev has held key positions in investment banking and financial markets in India, Singapore and Hong Kong. He completed his education from Shri Ram College of Commerce and IIM Ahmedabad.

Rohit Taneja, Founder & CEO of Decentro

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Rohit Taneja

Rohit Taneja is the Founder and CEO of Decentro, an automated API platform for banking integrations, which has partnered with banks like ICICI, Yes Bank, Axis Bank, Equitas and Kotak. He is a fintech entrepreneur with experience across payments, banking & security. Previously he has worked at Sony Japan, founded Mypoolin and sold it to Wibmo and then PayU. He completed his education from IIT Delhi.

Sambhav Jain, Founder of Fampay

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Sambhav Jain

Sambhav Jain is the founder of FamPay and has been listed in Forbes 30 Under 30. FamPay is a Bengaluru-based fintech that helps children below the age of 18 achieve financial independence by enabling online and offline card payments. It also won in The Best on Campus category at the Economic Times Startup Awards. Fampay is backed by Elevation Capital, Sequoia Capital India, Venture Highway and Y Combinator. Prior to this, Sambhav worked at Aeon Learning and Hotstar, and completed his education from IIT Roorkee.

Shalini Warrier, Executive Director of Federal Bank

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Shalini Warrier

Shalini Warrier is the Executive Director at Federal Bank and primarily heads Retail Banking Products, Operational excellence, and Digital Innovation. She has transitioned the bank into a digitally-forward leader amongst the old private sector banks with partnerships across Neobanking (Jupiter & Fi), Securitization (CredAvenenue), Credit Card (OneCard), and Gold Loans (Rupeek). The bank has also improved its digital capabilities across domains.

Shashank Shekhar, Co-founder & Head of Consulting of the Digital Fifth 

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Shashank Shekhar

Shashank Shekhar is the co-founder & Head of Consulting at The Digital Fifth. He has led Fintech consulting practice for the firm and has advised across Embedded Finance, Digital Lending, Digital Payments, Wealthtech and Security areas. In addition, he has helped in fostering the Fintech ecosystem in the country by training thousands of participants, including founders & senior leaders in Fintech and Open Banking.

Sidharth Rath, MD&CEO of SBM Bank

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Sidharth Rath

Sidharth Rath is the MD & CEO of SBM Bank. Under his tenure, the bank has partnered with open banking entities like RazorpayX, Open, Enkash, Stashfin, Karbon Kard and many more. Sidharth is a seasoned banker with over 26 years of experience in the financial sector. Before joining SBM Bank, he was with Axis Bank as the Group Executive and Head of Corporate, Transaction Banking and International Banking. He completed his education from Berhampur University and Xavier Institute of Management.

Sucharita Mukherjee, Co-founder & CEO of Kaleidofin

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Sucharita Mukherjee

Sucharita Mukherjee is the co-founder & CEO of Kaleidofin, a fintech with the aim to propel financial inclusion. The company offers products like long term goal based savings solutions, credit analytics for lenders to aid in underwriting customers as well as a BBPS payment platform. Kaleidofin is backed by Michael & Susan Dell Foundation, Oikocredit International and Omidyar Network and has raised almost USD 23 M till date. Sucharita completed her education from Lady Shri Ram College for Women and IIM Ahmedabad.

Sumit Gwalani, Co-founder of Fi

Sumit Gwalani

Sumit Gwalani, who earlier worked at Google Pay, co-founded the company Fi Money. Fi is a money management app for working professionals, loaded with a zero balance savings account and commission-free mutual funds. They offer a Savings account, Fixed Deposit and Flexible Jars, Debit Card, Payments and more. They have partnered with Federal Bank to offer these services. Fi is backed by investors like Hillhouse Capital Group, Ribbit Capital, Sequoia Capital and B Capital Group. Fi will soon offer mutual fund investments and peer-to-peer lending as well. Prior to this, Sumit worked at Trlokom and Google, and completed his education from University of Mumbai and UC Santa Barbara.

Tushar Aggarwal, Founder & CEO of Stashfin

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Tushar Aggarwal

Tushar Aggarwal is the founder and CEO of Stashfin, a neobanking platform that offers credit lines to underserved retail customers. They offer products like credit line, personal loans as well employee expense management platform. They are backed by investors like Uncorrelated Ventures, Fasanara Capital and Abstract Ventures, Altara Ventures, Kravis Investment Partners, and Snow Leopard and have raised USD 270 M recently, boosting their valuation to between USD 700-800 M. Prior to this, Tushar worked at Goldman Sachs, General Atlantic and Everstone Capital. He completed his education from Stony Brook University and Wharton.

Vaibhav Domkundwar, Founder & CEO of Better

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Vaibhav Domkundwar

Vaibhav is the Founder & CEO of Better Capital. They have backed successful open banking companies like Open, Jupiter, Hyperface, Khatabook, Upswing, M2P and more. Better Capital is a tech venture firm with a focus on segments like Fintechs, Saas & Software, Crypto, Edtech, Consumer tech, Agritech, Healthtech, Gaming, Climate and services. Prior to this, Vaibhav founded Roamware, which was venture backed and subsequently acquired. He completed his education from College of Engineering Pune and University of California Berkeley.

Vinay Bagri, Co-founder & CEO of Niyo

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Vinay Bagri

Vinay Bagri is the co-founder & CEO of Niyo. Niyo offers multiple products like global debit card, a wealth management platform as well as neobanking products for consumers (NiyoX) and businesses (Niyo Bharat.) NiyoX is amongst the most successful Retail Neobanks. Vinay is an experienced business strategist and an entrepreneur. Prior to this, he was working with Kotak Mahindra Bank as a Business Head. He completed his education from IIRM and IIM Calcutta.

Vipul Sharma, Founder & CEO of Chqbook

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Vipul Sharma

Vipul Sharma is the founder and CEO at Chqbook, a Gurugram and Bengaluru – based neobanking startup. It offers small business owners financial services through its five pillars of banking, lending, insurance, khata, and rewards. Chqbook focuses on the underserved segment to help drive financial inclusion. Chqbook is backed by Aavishkaar Venture Capital, Rajiv Dadlani Group, InnoVen Capital, Aavishkaar Venture Capital and YWC Venture Capital. Prior to founding Chqbook, Vipul worked across banks like Citibank, HDFC and IndusInd as well as BankBazaar. He completed his education from Loyola College and International Management Institute.

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