Po Coinbase se ta kripto posojilodajalec sooča z regulativnim pregledom v treh državah ZDA

Coinbase Inc.., one of the leading crypto exchanges in the US recently revealed that the Securities and Exchange Commission has threatened it with a lawsuit over an unreleased stabilno lending service, which according to SEC qualifies as a security. The exchange claimed SEC had offered no clarity on what makes these lending products security despite them trying to communicate with them for over 6-months. Now another crypto lending service has joined the ranks that might face the wrath of regulators.

Po mesecih poskusov sodelovanja z @SECGov o našem načrtovanem izdelku Coinbase Lend smo pred kratkim prejeli obvestilo, da namerava proti nam sprožiti sodni postopek. Verjamemo, da je dialog v središču dobre zakonodaje, čeprav SEC morda ne. https://t.co/OumvyTPQdj

- Coinbase (@coinbase) September 8, 2021

According to a filing on September 16, the Securities office of Alabama issued a show-cause notice to Celzija, a popular crypto lending platform asking them to clarify why their offerings don’t violate states security laws. The recent show-cause notice precedes action taken by two other states namely Texas and New Jersey.

Glede na obvestilo,

»Naložbeni programi, označeni kot Celsius Earn Reward, pomenijo vlaganje denarja; od katerih se pričakuje donos naložbe; s takšnim donosom naložb na podlagi menedžerskih prizadevanj [Celzija]. Zbrane naložbe, označene kot Celsiusov program za zaslužek, so „kontrast naložb“ in so vrednostni papirji po Zakonu o vrednostnih papirjih.

Urad v Alabami je poiskal odgovore na platformo za posojanje kripto, zakaj njeni izdelki niso registrirani v skladu z državnim zakonom o vrednostnih papirjih.

ZDA pripravljene na regulativni obračun

The debate around Security regulations in the US has hit a peak owing to the ongoing XRP security lawsuit along with the recent regulatory warnings to two other crypto lending platforms. Many US lawmakers themselves have claimed that the existing security laws are not clear enough to govern the crypto market and have sought better clarity from the Security regulator SEC.

Medtem ko je Coinbase and the majority of the crypto proponents believe SEC is trying to protect banks that offer minimal interest rates on their lending and the crypto lending services could prove to be a threat for their business. On the other hand, SEC refuses to offer clarity on what qualifies as a security. The ongoing outrage against SEC’s policies could trigger a regulatory showdown in the US.