DeFi je eksplodiral za 800 odstotkov, vendar ga čaka še dolga pot do mainstreama

TL; Razčlenitev DR

• Decentralizirano financiranje je naložba in trgovanje s sredstvi v porazdeljenem okolju brez centralnega subjekta
• Defi metrike vključujejo prejeto vrednost kripto valute na verigi, preneseno maloprodajno vrednost na verigi in obseg menjave med vrstniki (P2P)

Kaj je DeFi?

Decentralized Finance is a form of Finance that relies on blockchain forms or distributed systems and does not involve financial posredniki. Defi involves the trading and investment of digital assets. Since the rise of the cryptocurrency markets, DeFi has attempted to go mainstream in the finance sector. It has been to no avail, but the fruits were not wholly futile. More investors have embraced the digital way of trading. 

Sprejetje DeFi

In an attempt to measure the adoption of Decentralized Finance, the Global DeFi Adoption Index has compiled statistics that show an 880% increase in the usage of DeFi. Instead of using the volume of transactions and the number of assets being exchanged, the Global DeFi Adoption Index uses non-professional and small-scale crypto traders. They also consider ordinary activities like making payments and savings, not just trading, exchanges, and making speculations. By doing this, they not only focus on big economies and markets which have the upper hand in cryptocurrency. 

Meritve, uporabljene pri merjenju sprejetja DeFi, so precej različne in vključujejo. Tej vključujejo; Prejeta vrednost kriptovalute na verigi, prenesena vrednost maloprodaje na verigi in obseg menjave Peer-to-peer (P2P). Prejeta vrednost kriptovalute na verigi obsega merjenje količine dejavnosti kriptovalute glede bogastva posameznih prebivalcev države. Prenesena maloprodajna vrednost v verigi se opravi s primerjavo dejavnosti kriptovalut, opravljenih s transakcijami na drobno (za katere se domneva, da so vredne manj kot 10000 USD), z bogastvom posameznih prebivalcev države. 

Peer-to-peer exchange trade volume involves the measure of cryptocurrency exchanged from individual to individual. This takes into consideration the number of internet users. The wealth of individuals in a country is determined by Purchasing Power Parity (PPP) na prebivalca. 

When these metrics are used, both developed and emerging markets are considered. Comparing both, there is a spike in DeFi adoption in emerging markets. According to Haainaliza, out of 154 countries, Vietnam, India, Kenya, Ukraine, and Pakistan took the top 5 positions in terms of DeFi adoption. The main explanation of these emerging markets is that they limit traders on the amount of money they can move in and out of the country. Cryptocurrency gives them a limitless chance to move finances for their needs which have encouraged many investors to join in!

DeFi postaja mainstream

Whether DeFi becomes such a distinct phenomenon in the financial sector, it is still away from becoming mainstream. According to DeFi lama, there is an increase in the total value locked in DeFi from $5b to $182.21b today.  However, this does not take into consideration the individual crypto traders who are mainly small-scale. Some have not embraced it as others, like various retail traders, term it as sophisticated. 

Apart from this, there have not been significant steps towards metaverse ETFs.  Many investors have stood up for the idea, and investments are beginning to rise in the metaverse. However, it looks like an affair of the upper social class because it is yet to be adopted and accepted by small non-professional traders. 

By comparing how far we have gone into the trgovina s kriptovalutami and how close we are to making it mainstream financial markets. With some developed markets becoming reluctant on the cryptomarket with issues like the China crypto crackdown, it will take a while to become mainstream.

Source: https://api.follow.it/track-rss-story-click/v3/tHfgumto13D-c68sy5-KDnMq2h3ehXEp