Nigerija bo oktobra začela pilotni projekt za svoj CBDC

Po štirih letih raziskav bo Centralna banka Nigerije (CBN) 1. oktobra 2021 končno uvedla pilotni program za lastno digitalno valuto. Projekt CBDC z imenom "GIANT" bo potekal na modularnem blokovnem okviru Hyperledger Fabric .

Nigerija ne želi zaostajati

During a recent webinar, the Central Bank of Nigeria je pokazala, that it had set a clear date for launching a pilot for its CBDC – October 1st. The information technology director of the CBN – Rakiya Mohammed – highlighted the move as the institution spent four years researching and developing the project.

Pilotni program naj bi prišel pod imenom "GIANT" in bo deloval na pooblaščeni blockchain infrastrukturi Hyperledger Fabric. Poleg tega je Mohammed opozoril, da bi lahko CBN pred konceptom leta 2021 podal dokazilo o konceptu.

Vrhunski nigerijski bankirji so med spletnim seminarjem opozorili, da približno 80% centralnih bank po vsem svetu trenutno poskuša izdati svojo CBDC.

S pomočjo tega prihodnjega projekta se Nigerija upa, da se bo osredotočila na naraščajoče regionalne probleme, kot so učinkovitost denarne politike, pobiranje davka od dohodka, izboljšana učinkovitost plačil, izboljšanje nakazil, finančna vključenost in ciljno usmerjena socialna intervencija. Poleg tega je CBN poudaril, da bi e-naira omogočila čezmejno olajšanje trgovine.

Nigerijci imajo radi digitalne premoženja

Nigerija je eden vodilnih afriških trgov kriptovalut, saj milijoni mladih prebivalcev države uporabljajo digitalna sredstva, da bi rešili svoje finančne težave.

Not long ago, though, the CBN naložena restrictions on trading with virtual currencies, urging local banks to stop servicing bitcoin clients. The institution explained that many criminal organizations use the asset to facilitate money laundering and even finance terrorism. However, a few weeks later, the central bank changed its stance and announced that it is okay with cryptocurrencies and is not discouraging people from trading with them.

And while many expected that the hurdle would threaten and reduce the size of the market, such a thing did not occur. Nigerians naprej to remain bullish, and the country emerged as the biggest peer-to-peer market for Paxful amid the CBN’s prohibition. Over 1.5 million local platform users have reportedly hit a remarkable trading volume of $1.5 billion.