Teksaški regulator bankam, ki jih zakupi država, dovoljuje, da imajo Bitcoin

A Texas state regulator has officially affirmed that Texas state-chartered banks are allowed to store cryptocurrencies like Bitcoin (BTC) for their customers.

The Texas Department of Banking, a state regulatory agency chartering state banks and supervising financial services, izdano a notice on Thursday stating that local banks are permitted to provide crypto services in the state.

Agencija je opozorila, da banke v Teksasu "lahko strankam zagotavljajo skrbniške storitve virtualne valute, če ima banka vzpostavljene ustrezne protokole za učinkovito obvladovanje tveganj in skladnost z veljavno zakonodajo."

The regulator briefly explained cryptocurrencies, stressing that virtual currencies do not exist in a physical form, but on a blockchain and thus require the owner to hold private keys to access them. The authority further stated that banks can store crypto on customers’ behalf, either by keeping copies of the customer’s private keys or holding the assets directly in the bank’s custody by creating new private keys held by the bank.

»Tako kot pri metodah skrbništva je tudi banki na voljo več možnosti varnega hrambe, od katerih ima vsaka svoje značilnosti glede na stopnjo varnosti in dostopnosti. Banka bo morala določiti, katera možnost shranjevanja najbolje ustreza okoliščinam, «so zapisali v agenciji.

Povezano: Ameriški FDIC išče vpogled v vlogo bank na trgih kriptovalut

Oddelek je omenil tudi, da mora banka potrditi obstoj ustreznega kritja s svojim zavarovalnim prevoznikom kot ukrep za zaščito svojih kripto imetnic.

The regulatory notice comes shortly after members of the Texas House of Representatives passed a bill to recognize cryptocurrencies under commercial law last month. Other jurisdictions in the United States like Wyoming and Nebraska have been actively embracing crypto custody services by state-chartered banks, with Wyoming chartering Kraken exchange as its first crypto bank last September. Federally chartered banks also prejeto pooblastilo for providing crypto custody services in July 2020.

Vir: https://cointelegraph.com/news/texas-regulator-allows-state-chartered-banks-to-hold-bitcoin