印度央行可能在 XNUMX 月之前启动 CBDC 试验

The Reserve Bank of India (RBI) could launch its first digital currency trials by December, according to central bank governor Shaktikanta Das.

The RBI is currently studying different aspects of digital currencies, including their 保安, potential impact on India’s financial sector. The central bank must also consider how a digital rupee would affect monetary policy and currency in circulation.

“We are being extremely careful about it because it’s completely a new product, not just for RBI, but globally,” Das 解释.

According to Das, the central bank is also considering whether to use a centralized ledger for the digital currency or utilize 分布式分类帐技术 (DLT). DLT is a key feature of blockchain technology and enables many of the advantages inherent in cryptocurrencies and stablecoins. While a centralized ledger may enable greater control for the central bank, it would preclude any advantages that come with leveraging DLT. 

Das said that by the end of the year, the RBI should be in a position to start its first trials. Last month, deputy governor T Rabi Sankar had said the central bank was 朝着 a “phased implemental strategy” for a digital currency. However, at the time he neglected to provide a timetable.

Crypto growth in India

Although the RBI is moving forward with its plans for the digital rupee, the government is still unsure of how to regulate cryptocurrencies. Meanwhile, as the government dithers, individual cryptocurrency adoption has grown more in India than anywhere else in the past year.

According to a recent study, the spread of cryptocurrencies in India is being driven via adoption by young investors from non-metro cities. Cities in India are classified by taxes and subsidies according to population size, with the largest 8 classified as metropolitan, and the remaining as non-metros. Enrollment from the top 30 non-metro cities grew at a 30% higher rate than in metro cities.