Binance overvejer at gøre det muligt for handlende at holde sikkerhed i banker: Rapport

Binance undersøger angiveligt et forslag om at tilbyde sine institutionelle kunder muligheden for at sikre deres sikkerhed uden for kryptobørsen i et forsøg på at reducere modpartsrisikoen.

Tiltaget kommer midt i voksende opfordringer fra institutionelle handlende med digitale aktiver om en tiltrængt ændring efter FTX's dramatiske kollaps i slutningen af ​​sidste år, der førte til betydelige tab.

Reduktion af modpartsrisiko

According to anonymous sources familiar with the noget, Binance is holding discussions with some professional customers about a setup that would enable them to use bank deposits as collateral for margin trading in spot and derivatives.

Navne på to potentielle mellemmænd – schweizisk-baserede FlowBank og Liechtenstein-baserede Bank Frick – er blevet nævnt, men detaljer om yderligere overvejelser forblev private. Begge pengeinstitutter har dog afholdt sig fra at kommentere opsætningen.

Bank Frick, for en, citerede bankhemmelighed love og afviste at kommentere. FlowBank sagde på den anden side, at dens licens ikke dækker kryptohandel.

Den foreslåede ordning er ikke afsluttet og kan muligvis ændres. En iteration af forslaget indebærer, at kundernes kontanter låses op i banken via en trepartsaftale, mens Binance låner dem stablecoins til at tjene som sikkerhed for marginhandel.

I mellemtiden kunne pengebeholdningen i banken investeres i pengemarkedsfonde for at give kunderne mulighed for at tjene renter og kompensere for omkostningerne ved at låne fra kryptobørsen.

Regulatorisk nedkæmpelse af Binance

The development comes amidst increased regulatory scrutiny of Binance in recent months. FTX’s downfall catalyzed the crackdown on the asset class with Binance in the middle of a koordineret attack on crypto by the United States financial regulators, including the Department of Justice (DOJ), the Securities and Exchange Commission (SEC), and the New York Department of Financial Services (NYDFS).

Binance var også undgået by Australian banks and fiat providers this year. The crypto exchange has been in hot water with regulators after its derivatives license was aflyst by the Australian Securities and Investments Commission (ASIC) over allegations of misleading and enabling retail investors in the country.

Binance’s Australia division notified users of suspending Australian dollar services on May 18th after its domestic payment services provider Zepto was instructed to stop support for the exchange. Soon after this, the traders forhastet in to cash out their crypto holdings before the local bank closes withdrawals. This subsequently resulted in Bitcoin trading at a hefty discount on the platform.