A CFTC biztos a befektetővédelem modernizálását tervezi technológiával

A CFTC biztos a befektetővédelem modernizálását tervezi technológiával

Időbélyeg: 12. szeptember 2023. 3:39
CFTC Commissioner plans to modernize investor protection with technology PlatoBlockchain Data Intelligence. Vertical Search. Ai.

CFTC Commissioner Christy Goldsmith Romero recommended regulators modernize its protection measures using technological advances as she warned that failure to do so would have a negative impact on American investors.

Romero, speaking at the North American Securities Administrators Association’s annual meeting in San Diego, California, said that the government’s inability to keep pace with technology would affect the most vulnerable investors. She hozzáadott:

“As regulators are making policy decisions on next-generation technology, it is critical that we have a foundational understanding of the technology, and its implications for finance and law.”

Spearheading this effort to amp up investor protections and guardrails, Romero appointed technology experts in FinTech, responsible artificial intelligence, cryptocurrency, blockchain, and cybersecurity into the CFTC’s Technology Advisory Committee (TAC).

The CFTC Commissioner revealed that the TAC experts are tasked with identifying ways to instill Know Your Customer (KYC) and Anti-money Laundering (AML) processes into decentralized finance and crypto investment avenues.

The TAC is also tasked with promoting responsible mesterséges intelligencia (AI) development. According to Romero:

“Federal regulators are just getting started when it comes to AI. A good place to start is governance in making important decisions that impact investors and markets.”

Federal crypto investigations have shifted away from primarily backtracking trade activities to monitoring social media platforms such as X (formerly Twitter), Reddit and Facebook. However, Romero recommended the use of tools to aid such investigations:

“Tracing funds, tracing crypto, using the blockchain, using link analysis, using social media, and data analytic tools should all be in a regulators’ tool kit.”

The statements (tweets/posts) one shares on social media platforms “can be strong evidence of intent,” Romero added. The same platforms can be used by regulators to issue warnings about scams and protect investors.

To minimize the damages caused by financial fraud, Romero proposed the formation of the National Financial Fraud Registry — a centralized record of all crimes and fines related to financial fraud. The registry would help investors background check for any ongoing investigations or fines for fraud imposed on the companies. Romero first proposed the creation of this registry in December 2019:

“Once established, each federal agency would register its convictions, sentencings, civil fines and resolved enforcement actions. State and local agencies could join to achieve a true national fraud registry.”

Romero believes that such a one-stop-shop platform could help investors deter financial frauds. On an end note, the CFTC Commissioner stated that together, federal and state officials can improve investors’ safety.

Kapcsolódó: A CFTC biztos kriptográfiai szabályozási kísérleti programot kér

In April, Romero urged crypto companies to verify the digital identity of users, as she believed that reducing anonymity in crypto could ease managing the associated risks. She added:

"Minden kriptográfiai vállalat elhatárolhatja magát a keverőktől és az anonimitást fokozó technológiától, miközben továbbra is megfelelő pénzügyi adatvédelmet biztosít az ügyfelek számára."

Romero ösztönözte a digitális személyazonosság ellenőrzését, sürgette a cseréket is decentralizált pénzügy (DeFi) platforms to verify the digital identity of users.

Gyűjtsd össze ezt a cikket NFT-ként hogy megőrizzük ezt a pillanatot a történelemben, és mutassuk ki támogatásukat a független újságírás mellett a kriptográfiai térben.

Magazin: 6 kérdés Kei Odának: A Goldman Sachstól a kriptovalutákig

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