Hong Kong caută un caz de utilizare adecvat pentru a vinde public pe CBDC cu amănuntul: raport

The director of Hong Kong’s de facto central bank, the Hong Kong Monetary Authority (HKMA), Eddie Yue Wai-Man, said the HKMA will launch a series of trials of its central bank digital currency (CBDC) in testing, the e-HKD, in the fourth quarter this year with banks and technology firms.

Vezi articolul aferent: Hong Kong are nevoie de cel puțin doi ani pentru a construi CBDC angro: HKMA 

Fapte rapide

• The trials seek to determine the most suitable use case for the digital Hong Kong dollar, according to a Thursday raportează from Hong Kong the South Morning China Post (SCMP).
• Electronic retail payments in Hong Kong are quite well established, Yue said in the interview with SCMP. 

• “If we want the public to adopt the e-HKD, we need to have a suitable use case that can show that the CBDC is superior or more convenient, or cheaper,” Yue said.

• Yue expressed doubts about the necessity to launch a retail CBDC in a consultare publică în luna aprilie.

• HKMA updated the CBDC launching roadmap in September, showing that it plans to first launch a wholesale e-HKD platform for testing and exploring use cases before the final launch to the public.

• Allowing payments with smart devices like watches, easier cross-border payments, and balance between data privacy and control can be factors to support the Hong Kong retail CBDC, said CEO and managing partner of financial strategy consulting firm Quinlan & Associates, Benjamin Quinlan, in a public post on LinkedIn on Thursday.

Vezi articolul aferent: HKMA anunță competiție pentru promovarea CBDC-urilor