Cum transformările digitale holistice creează experiențe centrate pe om (Gala Anoop)

Deși transformarea digitală a fost văzută ca un lux pentru companiile de servicii financiare în era pre-pandemică, astăzi este o necesitate pentru fiecare organizație din industrie. Investițiile globale în transformarea digitală sunt pe cale să ajungă la dolari1.8
trillion in 2022, a 17.6% increase from 2021. Și nu se va opri aici: cheltuielile sunt se așteaptă să se dubleze până în 2025. While many financial institutions focus
on implementing the latest cutting-edge technology, many overlook the importance of creating holistic B2B and B2C experiences, important differentiators for businesses.

Experiența clienților (CX) se află în centrul transformării digitale. Mentalitatea digitală a crescut așteptările fiecărui consumator care caută o experiență digitală simplă, rapidă și personalizată. Consumatorii
expect offers to be personalized 100% of the time. To get there, companies need to focus on understanding the user’s motivation and behavior. The goal is to create a frictionless experience that increases engagement with their financial institution. Systems
that understand what customers like and don’t like create stronger, more engaging, and trusted relationships between users and brands. 

Before undergoing a digital transformation, it’s essential to work backward using a human-centric approach to understand why an organization is undertaking a transformation and the target audience for its new digital initiatives. While the customer and their
user journey are extremely important, it’s equally important to understand the organization’s processes and the people involved for a successful and holistic transformation. 

Orice afacere care trece printr-o transformare trebuie să depășească strategia de produs. Pentru a transforma produsele și serviciile a conducere
firma de administrare a averii provides to financial advisors, our team needed to look not only at products, but at the full customer and advisor journey across different stages. This holistic approach helps ensures that any team, in this case, advisors, are comfortable
and equipped to provide their clients with new services and experiences. Understanding what your internal team cares most about in their daily operations gives businesses first-hand insights into friction points and issues in their existing experience. That
enables businesses to bring the right platform, products, and data to design and build a premium customer experience for their people and their clients. 

While digital financial transformations can create easy-to-use consumer apps, they also provide institutions with digital tools to work more efficiently. We encourage clients to look at consumer experience models within the context of an enterprise-level
application. The goal should be to make the internal day-to-day working experience as easy and seamless for internal teams as it is outside the work environment. 

Luați ca exemplu fintech-urile și instituțiile financiare: a le ajuta să identifice oportunitățile de a utiliza tehnologiile de automatizare și vizualizare pentru a se deplasa mai rapid pentru a diagnostica problemele legate de tranzacții este o schimbare. Pentru o payments-related
proiect, our team detailed the end-to-end employee journey of the treasury and payment services team to assess gaps and make improvements to their workflow. In this instance, the treasury and payment services team’s top priority is knowing where the problems
in a specific transaction occurred, not necessarily that the transaction wasn’t successful. They need the tools and resources to understand where the failure in the process happened to help them immediately deploy resources to fix it, providing a better customer
experiență. 

Digital transformation is becoming more critical as financial organizations fight to attract and retain new customers. Incorporating a holistic and human-centric approach can help organizations create thoughtful solutions that improve their customer’s experience,
business capabilities, and operational efficiencies. This approach allows organizations to equip their employees to serve their clients better while re-imagining their existing set of products for the future.