Izrael krepi predpise o kriptovalutah in pranju denarja

Israel’s Authority for Combating Terror Financing and Money Laundering has announced a tightening of regulations applying to the crypto and Fintech sectors.

Israel is upping the ante in its fight against cryptocurrency crime. The Authority for Combating Terror Financing and Money Laundering announced via the authority director that new regulations have come into effect to combat criminal activity and normalize the use of cryptocurrency and other FinTech products. According to authority director Shlomit Wegman, the application of these regulations will help to establish order and clear standards. 

The regulations are a direct result of standards imposed by the Delovna skupina za finančno ukrepanje in 2018. The Financial Action Task Force consists of 39 members and a global network of FATF-style regional bodies that collectively encompass 200 jurisdictions.

Wegman je optimističen, da bi morali novi predpisi pomagati skladnim kripto podjetjem tako, da bi pomirili misli potencialnih strank. Prav tako odvzame nezavidljivo nalogo samoregulacije. Zaradi prejšnjega pomanjkanja regulativnega nadzora in hitrosti, s katero se lahko denar premika med različnimi kripto entitetami, je pranje denarja v Izraelu prej cvetelo. 

Od kripto podjetij se zdaj zahteva, da predložijo poročila kot banke, sprejeti pa bodo celoviti standardi za identifikacijo strank, da se izboljša razdrobljenost digitalnih sledi na papirju. 

Izrael je sprejel kriptovalute hitro, zaradi česar so davčni organi decembra 2020 zahtevali razkritje imetja kripto sredstev s strani državljanov.

Izrael krepi svoj odziv na kripto kriminal

Israel recently partnerja with the U.S. Department of Treasury to combat ransomware attacks, for which cryptocurrencies like bitcoin and Monero have become the prime choice of the extortioners.

Israel’s National Bureau for Counter Terror Financing recently zaseženo kriptovaluto that had been transferred to the Hamas organization for use by the Hamas military wing, amongst others. This was preceded by an increase in cryptocurrency donations made to Hamas.

V tem primeru je bila interakcija s kripto borzami Ahilova peta, ki je organom pregona olajšala zamrznitev kriminalnih sredstev.

Boj proti pranju denarja v digitalni dobi

Poneverbe v kripto kazijo sloves tehnološkega preboja, namenjenega ponovni vzpostavitvi zaupanja v svetovno gospodarstvo, ki ga je pretresla finančna kriza leta 2008. Regulacija je ključnega pomena, če naj kriptovalute postanejo običajne in pridobijo zaupanje institucionalnih vlagateljev. 

Money laundering in this particular sector mainly consists of tri korake — placement, layering, and integration. Placing refers to deposits into financial institutions, layering to the transfer of funds between different accounts or the purchase of physical items, and integration to introduce the laundered funds into the economy through the sale of purchased physical assets, or through investments. 

Predpisi o poznavanju stranke (KYC) so en korak v boju proti pranju denarja, saj pravila zahtevajo več informacij za preverjanje identitete posameznikov, ki sodelujejo v kateri koli transakciji ali na kateri koli stopnji transakcije.

Privacy-focused cryptocurrencies like Monero in Zcash are proving to be challenging for crypto entities to comply with respect to KYC, as these cryptocurrencies obscure the identity of the individuals involved in the transaction.