Pregled zobozdravstvenega zavarovanja AARP PlatoBlockchain Data Intelligence. Navpično iskanje. Ai.

Pregled zobozdravstvenega zavarovanja AARP

Časovni žig: 11. marec 2022 4:54

Pošta Pregled zobozdravstvenega zavarovanja AARP by Janet Hunt, zavarovalni agent pojavil prvi na Na bencin. Obiščite Na bencin da bi dobili več odličnih vsebin, kot je ta.

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AARP Dental Application Process

For AARP members looking to get a quote for dental insurance, the process is fairly straightforward. You start the process from the AARP website by clicking on the prominent “Get a quote” box. You can also choose your state to see which plan options are available in your local area. If you prefer, you can also enroll by mail or by telephone by calling Delta Dental toll-free at (800) 735-2929. 

AARP Dental Insurance Customer Service

In the United States, Delta Dental has a network of 39 independently owned and operated dental care providers. To find the BBB rating for a certain location, you must enter the location here. The majority of Delta Dental insurance firms had an “A+” BBB rating, while many were not BBB accredited.

Delta Dental Insurance has 47 customer reviews on Consumer Affairs, with an overall satisfaction rating of 2.5 stars. Delays in payment or denials of claims were among the most common complaints.

Several Delta Dental organizations received “A” or “A-” Excellent financial strength ratings from A.M. Best. A.M. Best does not rate every Delta Dental Group.

AARP Dental Pricing

AARP’s Delta Dental insurance plans are designed for budget-minded people and offer a wide range of coverage options. For example, choosing a dentist out of the large preferred provider network will help seniors realize the greatest savings for dental care. Pricing varies by state and by plan. Not all policy options are available in every state. Here are two example PPO dental insurance plans for a single female, age 55:

  • Plan A: $63.94 per month includes comprehensive coverage, low out-of-pocket costs, free preventive care, optional accident coverage, teeth whitening and veneers services.
  • Plan B: $44.84 per month includes routine checkups, cleaning, fillings and root canals. This plan features a low monthly premium with a slightly higher than average out-of-pocket cost. 

The DeltaCare USA plan does not have an annual maximum or deductible. There is a $1,000 to $1,500 annual cap with deductibles (usually per person per year) ranging from $40 to $90, depending on the procedure and the plan you choose.

AARP Dental Mobile App

Delta Dental offers a mobile app compatible with iOS (Apple) and Android devices. From the mobile app, you can:

  • Obtain a mobile ID card
  • Locate a dentist near you
  • Locate an in-network dentist
  • Use the dental care cost estimator to find estimated price ranges for common dental services.

You can download the Delta Dental mobile app from App Store (Apple) or Google Play (Android). 

AARP Dental Insurance Benefits

The DeltaCare USA Plan does not have a waiting time, and neither do PPO Plans A or B’s diagnostic and preventive. Major restorative procedures such as periodontics, prosthodontics and other dental treatments require an additional year of wait time of one year under Plan A. A common exclusion in other dental insurance policies is anesthesia, which Delta Dental covers to a limited extent. Users will receive added savings by choosing a network provider, but they have the freedom to choose any licensed dentist.

AARP Dental Insurance Policy Options

Besides offering plans oriented at seniors through the AARP, Delta Dental offers plans directly on their website. In addition to providing a wealth of information and tools for retirees on their website, the AARP Plan is one of the few insurers Benzinga researched that provides instant coverage for fillings, denture repair, tooth removal and root canals.

The Delta Dental insurance plans are shown below. Plan information was found on the Delta Dental Plan Association website. Each state has its own Delta Dental company that runs the plans and prices.

Delta Dental PPO™ Delta Dental Premier® Delta Dental PPO Plus Premier™ DeltaCare® USA (HMO) Delta Dental Patient Direct
With the Preferred Provider Program, you can get access to a dental network of dentists who will accept lower fees. Ensures that there aren’t any out-of-pocket costs. Delta Dental Premier has the largest dentist network. It is the initial fee-for-service plan of the company. You only have to pay your deductible and copay. The Delta Dental PPO Plus Premier network combines the Delta Dental PPO and Delta Dental Premier networks to provide you with all of the benefits of a dental PPO plus more. You get the benefit of the out-of-network dentist’s contracted cost if you go to an out-of-network dentist. DeltaCare USA is a health maintenance organization (HMO) that provides low-cost dental coverage with a focus on preventative treatment. Preventive treatment will cost you little or nothing, and you’ll be able to choose from a network of dentists. Delta Dental Patient Direct is a dental discount plan offered by Delta Dental. You select a dentist from the participating network who offers reduced rates. There is no paperwork to file because you pay the dentist directly.
Dental plan type PPO Managed fee for service PPO Dental HMO Discount plan
Annual max Da Da Da Ne Ne
Odbitna Da Da Da Ne Ne
Predplačilo Da Da Da Da Se ne uporablja

AARP Delta Dental vs. Competitors

The chart below depicts the AARP Delta Dental Insurance and its competitors as well as the price differences between each of the companies. The amount you pay for dental insurance is determined by a number of factors, including your location and the level of coverage you require or choose.

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AARP Dental
začeti
Ameritas
začeti
 Pokliči zdaj
varno prek spletnega mesta Ameritas

Več podrobnosti
najboljše za

Prednosti ortodoncije za odrasle in otroke

N / A
1-minutni pregled

Ameritas ponuja zaupanja vredna zavarovanja za zdravje, zobozdravstvo in vid. Poiščite ponudnika na svojem območju z uporabo največjega ameriškega omrežja.

najboljše za

  • Ortodontske prednosti
  • Ljudje, ki imajo zdravstveno ali vidno zavarovanje pri Ameritas
  • Veliko omrežje ponudnikov
Prednosti

  • AM Najboljša ocena A
  • Širok nabor možnosti pokritosti
  • Orto pokritost do 50%
Proti

Delta Dental
začeti
 Pokliči zdaj

Več podrobnosti
najboljše za

Čiščenje + izpiti

N / A
1-minutni pregled

Delta Dental is a dental insurance company with over 80 million members and a network of nearly 339,000 dentists nationwide. As the largest dental insurer in the U.S., Delta Dental offers coverage for individuals and families and small businesses and retirees. With over 60 years of experience, Delta Dental offers some of America’s best dental insurance plans.

najboljše za

  • Orthodontic procedures
  • Cleaning and exams
Prednosti

  • Nationwide coverage available
  • Multiple dental insurance options
  • Price matches discount providers
  • No waiting period for preventative treatments
Proti

  • Availability varies by state
Guardian Dental
začeti
 Pokliči zdaj
varno prek spletnega mesta Guardian Dental

Več podrobnosti
najboljše za

Mladi odrasli in družine z otroki in najstniki

N / A
1-minutni pregled

Guardian zagotavlja celovito zobozdravstveno zavarovanje lahko kupite samostojno ali preko delodajalca. Zajema osnovno in preventivno nego ter naprednejše storitve, kot so koreninski kanali, krone, mostički in zobne proteze. 

Guardian ima razvejano mrežo več kot 120,000 ponudnikov. Ponuja vrsto načrtov, tako da lahko izberete načrt, ki ustreza vašemu proračunu in vašim zobozdravstvenim potrebam. Guardianovi načrti se začnejo pri nekaj več kot 8 USD na mesec. 

Načrti, ki jih Guardian prodaja neposredno, so PPO, kar pomeni, da lahko obiskujete zobozdravnike zunaj mreže, vendar boste plačali več, kot če bi obiskali zobozdravnika v mreži. Guardian ponuja tudi HMO prek delodajalcev. HMO-ji morda ne bodo plačali, če obiščete zobozdravnika izven omrežja. 

Guardian ponuja tudi telezobozdravstvo, tako da se lahko posvetujete z zobozdravnikom od doma, če imate težave. 

Medtem ko bi morali vsi razmisliti o zobozdravstvenem zavarovanju, so Guardianovi cenovno ugodni načrti še posebej dobri za mlade odrasle, ki imajo morda omejen proračun in omejene potrebe po zobozdravstveni oskrbi. Guardian ponuja tudi načrte z ortodontsko oskrbo (naramnice) in redne preventivne storitve za družine. 

najboljše za

  • Družine z otroki in najstniki
  • mladi odrasli
Prednosti

  • Teledentistika
  • Razpon možnosti načrta
  • Ugoden osnovni načrt
Proti

  • Mobilna aplikacija ima omejeno funkcionalnost
Cigna
začeti

Več podrobnosti
Razkritje: Not every plan is available in every area or to every customer.
najboljše za

Affordable annual premiums

N / A
1-minutni pregled

The Cigna Dental Savings Plan is a more affordable alternative to traditional dental insurance. Like traditional health or dental insurance, you’ll pay a premium to keep your discount plan current. However, instead of paying a premium every month, you’ll pay off your entire annual premium when you sign up for coverage. When you need dental treatment, you can use your Cigna Dental Savings plan to receive a discount on services. Fees vary by region, but on average, dental plan holders save about 35% on their treatments. Using a dental plan in lieu of insurance also allows you to get the services you need without the hassle of filing a claim. 

While not a form of dental insurance, investing in a dental savings plan can help you control the costs of your oral care needs. Unlike many dental insurance options, the Cigna Dental Savings Plan can be used for cosmetic dentistry and orthodontics care so long as you choose a service provider that’s within Cigna’s network. Though a savings plan won’t cover any of the costs of your actual care, it can provide individuals and families with an option to lower their costs without breaking the bank. 

 

najboljše za

  • Anyone who doesn’t have dental insurance
  • Anyone looking to save money on dental care costs
  • Families looking for affordable dental assistance
Prednosti

  • Allows you to save an average of 35% on dental care costs
  • Includes a network of 88,000 dental professionals
  • Discounts can be used on cosmetic dental procedures
Proti

  • Does not cover any portion of your dental care costs
  • Ni na voljo v vseh državah
UnitedHealthCare
začeti
 Pokliči zdaj
varno prek spletne strani UnitedHealthCare

AARP Dental Insurance Overall

Currently, 39 independent member companies in the United States provide coverage for AARP dental insurance through Delta Dental. The company offers a wide range of plan options, from the most basic to the most comprehensive, to meet the demands of seniors. Seniors benefit from Delta Dental’s wide range of coverage options and policy perks from AARP membership.  Delta Dental offers dental insurance plans to meet the needs of most seniors.

Pogosto zastavljena vprašanja

Q

If I buy dental insurance from AARP, can I choose my dentist?

1
If I buy dental insurance from AARP, can I choose my dentist?
vprašal 2022-03-11
Janet Hunt, zavarovalni agent
A
1

You can save more money if you choose a network provider, but you can still go to any licensed dentist you prefer.

Povezava za odgovor

odgovoril 2022-03-11
Na bencin

Pošta Pregled zobozdravstvenega zavarovanja AARP by Janet Hunt, zavarovalni agent pojavil prvi na Na bencin. Obiščite Na bencin da bi dobili več odličnih vsebin, kot je ta.

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