Coinbase in ForUsAll Partner ponujata 401 (k) načrt, ki vključuje kripto

Coinbase se poveže s ponudnikom 401 (k) ForUsAll, da na pokojninske račune uvede možnosti kriptovalut. 

Glavna borza kriptovalut Coinbase has a new partnership with ForUsAll that will allow for crypto investments within their retirement accounts. Workers will be able to invest up to 5% of their 401 (k) payments in a number of different cryptocurrencies if their employer uses AllForUs’ plan.

Bitcoin (BTC), Ethereum (ETH) in Litecoin (LTC) are among the major coins available for investors to choose from.

Stranke, ki imajo ForUsAll pokojninski načrt, bodo imele možnost neposrednega vlaganja s kripto. Medtem platforma za trgovanje Coinbase Institutional ureja dejansko trgovanje in skrbništvo nad sredstvi ter omogoča dostop do približno 50 kriptografskih datotek. 

O Poroča Wall Street Journal that ForUsAll has 400 employers signed up with plans totaling $1.7 billion in retirement assets. While that sounds like a lot of money, in the world of retirement plans, it is just a drop in the bucket of a $22 trillion market. With the pivot toward digital assets, ForUsAll is trying to grab a bigger piece of that pie. 

The major players in the 401 (k) game such as Charles Schwab Corp. and Fidelity do not offer the ability to invest buy or sell cryptos in either taxable accounts or IRAs. While some Grayscale products are Bitcoin adjacent, but are not a direct investment. Fidelity has made steps toward offering crypto exchange-traded funds by filing with the Securities and Exchange Commission. 

Strokovnjaki priporočajo, da v svoje načrtovanje 401 (k) dodate kripto

As more and more sectors of finance begin to adopt cryptocurrencies, planning for retirement becomes less straightforward than it has traditionally been. Many experts agree that investors should diversify some of their retirement assets by converting them to digital currency. One of the more vocal proponents of this recently has been Anthony scaramucci.

The former White House Chief of Communications believes that cryptos are an important and often overlooked part of one’s financial future. “If we’re right about bitcoin and I was your financial advisor, I would tell you that over the next 100 years, this is the technology that people are going to use for a large swath of commerce on the planet,” said Scaramucci in a recent interview with 401K Specialist Magazine. 

Scaramucci je hitro razložil, da je treba zaradi nestanovitnosti digitalnih valut vlagati v "prebavljive koščke velikosti ugriza". 

David Ramirez se strinja, da bo razumen znesek svojega portfelja namenil za naložbe v kriptovalute. "Alternativne naložbe, vključno z majhnimi sredstvi za kriptovalute, lahko pomagajo izboljšati diverzifikacijo portfelja in pričakovane donose," je dejal Ramirez. 

ForUsAll še ni sporočil, koliko od 400 strank delodajalcev podjetja se je pridružilo kripto načrtu.