Odpuščanje študentskega posojila je razlog za Bitcoin

This is a transcribed excerpt of the “Bitcoin Magazine Podcast,” hosted by P and Q. In this episode, Q is joined by Jimmy Song, author of several Bitcoin books, to discuss the problems with President Biden’s student loan forgiveness plan.

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Q: Given the recent news and the announcement of the federal student loan program and Biden’s plans [to forgive student loans], I wanna unpack it a little bit with you…

You have these student loans that in certain situations where it’s far too much, students can’t even declare bankruptcy on them. Like the loans themselves weren’t designed well enough to allow for the market to correct itself. I don’t think this is a solution. This isn’t even a bandaid. In my opinion, the root issue is not solved…

Zanima me, kam gremo od tu po vašem mnenju?

Pesem Jimmyja: It’s no different than the $600 stimmy checks that we got. It’s just targeted at different people. And quite frankly, at people that made poor economic decisions in attending college, a lot of the people that have these student loans, they didn’t even finish. Like, those are not necessarily people you’re gonna wanna bail out. They made pretty bad decisions, that’s his way of buying votes.

I have lots of qualms from, like, a constitutional standpoint. How is it that the president can do this unilaterally without Congress? And how is it that he’s able to forgive loans that he didn’t make?

… Sploh ni bil na položaju ali karkoli že, in tega ni opravil on. Šlo je za zvezni program študentskih posojil, ki so ga izdajale banke. Okoli tega je marsikaj nenavadnega, a v resnici ni nič drugega kot spodbuda. Samo, veste, natisniti več denarja in ga odstraniti iz bilance stanja posameznikov, ki imajo dolg študentskega posojila, in ga dati v zvezno bilanco stanja ...

To je zame naravno kupovanje glasov in recite mi, da sem ciničen, toda o tem je govoril moj zadnji članek: fiat politika je zanič. In to je del posledic tega. Če niste del te skupine, potem ste zajebani. In to ne bo očitno, vendar boste nekje, v trgovini, plačali več denarja.

In če ste vrnili svoja posojila, ste še bolj zajebani, ker bi lahko imeli brezplačen denar, vendar zdaj ne izpolnjujete pogojev.