Tuji CBDC in stabilkovanci verjetno ne bodo ogrozili ameriškega dolarja, pravi podpredsednik Feda

Randal Quarles, podpredsednik za nadzor sveta guvernerjev Zvezne rezerve, je dejal, da verjame, da niti dolarsko vezani stabilkovanci niti digitalne valute, ki jih izdajajo tuje centralne banke, verjetno niso glavni vzroki za zaskrbljenost zaradi ameriškega dolarja.

In a prepared statement for the Annual Utah Bankers Association Convention Monday, Quarles je dejal that foreign currencies — whether fiat or digital — would be unlikely to challenge the U.S. dollar’s role in the global economy. He cited the size of the U.S. economy, trade relationships with other nations, and “credible U.S. monetary policy” as reasons he believed even a central bank digital currency, or CBDC, issued abroad would pose little risk.

"Neizogibno je, da se bodo nekatere svetovne valute (vključno z nekaterimi tujimi CBDC) med nadaljnjim razvojem svetovnega gospodarstva in finančnega sistema v mednarodnih transakcijah uporabljale bolj kot trenutno," je dejal Quarles. "Vendar se zdi malo verjetno, da bo status dolarja kot globalne rezervne valute ali vloga dolarja kot prevladujoče valute v mednarodnih finančnih transakcijah ogrozila tuja CBDC."

Quarles’ comments on stablecoins pegged to the U.S. dollar were also seemingly lacking urgency. Though the Fed vice chair said there was a “legitimate and strong regulatory interest in how stablecoins are constructed and managed,” a U.S. dollar stablecoin could support its fiat counterpart by making cross-border payments faster and cheaper.

According to Quarles, the concerns around stablecoins — one, namely, that holders exchange a large number of coins all at once — are “eminently addressable.” Even Bitcoin (BTC), to which he referred as “a risky and speculative investment rather than a revolutionary means of payment,” isunlikely to affect the role of the U.S. dollar given the crypto asset has failed to become a widely accepted means of payment.

Povezano: Predsednik newyorškega Feda pravi, da kripto postavi izzivalna vprašanja za centralne banke

Kljub temu, da Quarles ni zahteval CBDC, ki ga je izdala Federal Reserve, je Quarles nakazal, da bi zvezna digitalna valuta odvrnila inovacije iz zasebnega sektorja in potencialno omejila razpoložljivost posojil in številnih storitev poslovnih bank. Čeprav ni izključil, da bi ameriška vlada sčasoma izdala CBDC, je dodal, da je treba pripraviti kakršno koli uvajanje, da se prepreči nedovoljena dejavnost in upraviči potencialne stroške širitve Zvezne rezerve.

"Potencialne koristi CBDC Zvezne rezerve niso jasne [...] razvoj CBDC bi po mojem mnenju lahko predstavljal precejšnja tveganja."

In May, Federal Reserve chair Jerome Powell said the government body would be izdajanje diskusijskega prispevka sometime this summer to explore the implementation of a CBDC. Powell has spoken many times about the possible ramifications of the U.S. government issuing a CBDC, saying that he believed it is more important “to get it right than it is to be first.”

Vir: https://cointelegraph.com/news/foreign-cbdcs-and-stablecoins-unlikely-to-threaten-us-dollar-says-fed-vice-chair