Utiranje poti do bančne licence v Združenem kraljestvu: Revolut je sklenil posel s SoftBank

Utiranje poti do bančne licence v Združenem kraljestvu: Revolut je sklenil posel s SoftBank

Časovni žig: 4. oktober 2023 3:45
Paving the Path to UK Banking License: Revolut Strikes Deal with SoftBank PlatoBlockchain Data Intelligence. Vertical Search. Ai.

Revolut je s svojim največjim vlagateljem, SoftBank, sklenil dogovor o poenostavitvi lastniške strukture fintecha, s čimer se odpravijo ovire za pridobitev bančne licence v Združenem kraljestvu, poroča Financial Times.

Fintech s sedežem v Londonu leta 2021 zaprosil za bančno licenco v Združenem kraljestvu. However, despite the long delay, there is no sign for the fintech to receive the much-anticipated license. Although Revolut operates in the European Union with a Lithuanian banking license, it cannot use that as a substitute instead of a license for the UK, its largest market, following Brexit .

The Bank of England made Revolut’s six classes of shares as one of the roadblocks against granting a banking license. The FINTECH je imelo veliko razredov delnic zaradi številnih krogov financiranja.

Dolga pogajanja z vlagatelji

Po navedbah treh anonimnih virov poročila, Revolut and Softbank have been discussing the ownership change for months, initially codenamed “Project Swan”. The Japanese investor demanded hefty compensation in exchange for its priority class of shares. The report detailed that Softbank initially demanded twice the amount of common stocks to give up its preferential rights.

The agreement between the two firms does not include any new issuance of “top-up” shares for SoftBank. Further, it will not have any financial impact on the company.

Poleg Softbank so se drugi vlagatelji Revoluta, vključno s podjetjem Tiger Global Management, družbo tveganega kapitala TCV, Balderton Capital in Ribbit Capital, strinjali ali se pogovarjajo o prenosu svojih prednostnih delnic v en razred.

Revout currently operates in the UK with a payments license obtained from the Financial Conduct Authority (FCA), which also needs to sign off the approval for its banking license. If the banking license is approved, Revolut can expand into lending products and offer protection of customers’ funds under the UK’s deposit insurance scheme.

The UK fintech is additionally seeking a banking license in the United States. However, a recent report revealed that the fintech is še ni uradno oddal svoje vloge za bančno listino v državi.

Medtem, FCA preiskuje Revolut for allegations that it permitted funds to be withdrawn from accounts that had been flagged as suspicious by the National Crime Agency, Magneti za finance poročali.

Revolut je s svojim največjim vlagateljem, SoftBank, sklenil dogovor o poenostavitvi lastniške strukture fintecha, s čimer se odpravijo ovire za pridobitev bančne licence v Združenem kraljestvu, poroča Financial Times.

Fintech s sedežem v Londonu leta 2021 zaprosil za bančno licenco v Združenem kraljestvu. However, despite the long delay, there is no sign for the fintech to receive the much-anticipated license. Although Revolut operates in the European Union with a Lithuanian banking license, it cannot use that as a substitute instead of a license for the UK, its largest market, following Brexit .

The Bank of England made Revolut’s six classes of shares as one of the roadblocks against granting a banking license. The FINTECH je imelo veliko razredov delnic zaradi številnih krogov financiranja.

Dolga pogajanja z vlagatelji

Po navedbah treh anonimnih virov poročila, Revolut and Softbank have been discussing the ownership change for months, initially codenamed “Project Swan”. The Japanese investor demanded hefty compensation in exchange for its priority class of shares. The report detailed that Softbank initially demanded twice the amount of common stocks to give up its preferential rights.

The agreement between the two firms does not include any new issuance of “top-up” shares for SoftBank. Further, it will not have any financial impact on the company.

Poleg Softbank so se drugi vlagatelji Revoluta, vključno s podjetjem Tiger Global Management, družbo tveganega kapitala TCV, Balderton Capital in Ribbit Capital, strinjali ali se pogovarjajo o prenosu svojih prednostnih delnic v en razred.

Revout currently operates in the UK with a payments license obtained from the Financial Conduct Authority (FCA), which also needs to sign off the approval for its banking license. If the banking license is approved, Revolut can expand into lending products and offer protection of customers’ funds under the UK’s deposit insurance scheme.

The UK fintech is additionally seeking a banking license in the United States. However, a recent report revealed that the fintech is še ni uradno oddal svoje vloge za bančno listino v državi.

Medtem, FCA preiskuje Revolut for allegations that it permitted funds to be withdrawn from accounts that had been flagged as suspicious by the National Crime Agency, Magneti za finance poročali.

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Več od Magneti za finance